Forensic Accounting for Insurance Claims

When a claim doesn't add up, Sage Investigations gives insurance companies and third-party administrators the forensic accounting to prove it. We analyze the financial records behind a claim to determine the actual loss, identify inconsistencies, and expose inflated or fraudulent claims, so you pay what's owed and not a dollar more. Our work draws on more than 50 years of combined IRS Special Agent experience and 25 years of private-sector investigation, backed by our proprietary DIO technology. Call 512-659-3179 or request a free consultation.

How Forensic Accounting Strengthens Your Claim Investigation

A thorough financial investigation gives you a winning case strategy. Sage delivers thorough, factual, timely, and efficient investigations that:

• Identify inconsistencies between the claim and the financial records
• Put accurate information at your fingertips so your job is easier
• Build a timeline that paints an accurate picture of the meaningful evidence
• Strengthen your position and help you secure and organize the records

The result is accurate information, faster, and a real advantage when you evaluate or dispute a claim.

What We Do for Insurance Companies and TPAs

Our services for carriers and third-party administrators include:

• Financial investigations that establish the true value of a claim
• Locating and interviewing witnesses, with notes rendered into clear memoranda and organized timelines
• Expert witness testimony and reports for court and deposition
• Analysis powered by our proprietary DIO technology, which examines bank, brokerage, and credit-card accounts and produces evidence-based Excel reports

Why Choose Sage Investigations

We investigate claims the way federal agents investigate financial crime. That background, decades inside the IRS Criminal Investigation Division and the private sector, means we know how losses get overstated and how to prove the real number. Every engagement is thorough, objective, and built to hold up.

Serving Insurance Companies and TPAs Nationwide

Sage Investigations is based in Austin, TX and works with insurance carriers and third-party administrators across the country. Because our analysis relies on financial records rather than location, we can support your claim wherever it originates. We also provide litigation support and bring the same forensic accounting rigor to every matter.

Frequently Asked Questions

What does a forensic accountant do on an insurance claim?

A forensic accountant analyzes the financial records behind a claim to determine the actual loss, identify inconsistencies, and detect inflated or fraudulent amounts, giving the carrier or TPA an evidence-based figure to settle or dispute the claim.

How do you know if a claim is inflated or fraudulent?

We compare the claimed loss against the actual books, records, and transactions. When the numbers don't reconcile, such as overstated revenue, inventory, or expenses, the gap shows up in the documentation, and we quantify it.

Do you provide expert testimony on insurance claims?

Yes. We prepare expert witness reports and testify in deposition, arbitration, or court to support your position on a disputed claim.